Legal

Disclaimer

Last updated: April 2026

Not a Registered Investment Adviser

Harjesh Singh Kaushal is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser under the SEBI (Investment Advisers) Regulations, 2013, or in any other regulatory capacity in India or any other jurisdiction.

Nothing on this website, in any article, weekly recap, or private engagement constitutes regulated investment advice as defined under applicable Indian law.

Nature of Services

The services offered on this website are personal finance advisory services based on structured analysis of a client's financial position. They are educational and analytical in nature. They do not constitute portfolio management, discretionary asset management, or regulated financial planning as defined by SEBI or any other regulatory body.

No securities are recommended, bought, or sold on behalf of any client. No financial products are sold or distributed. No commissions or referral fees are received from any financial institution, fund house, broker, or insurance company.

No Guarantee of Outcomes

All analysis, views, and recommendations shared in any engagement are based on information provided by the client and publicly available data at the time of the engagement. Financial markets are inherently uncertain. Past performance of any asset class, strategy, or approach is not a guarantee of future results.

No representation is made that any client will achieve specific financial outcomes as a result of any engagement.

Articles and Weekly Recaps

All articles and weekly market recaps published on this website represent personal views and are for informational and educational purposes only. They do not constitute a recommendation to buy, sell, or hold any security, asset class, or financial instrument.

Readers should conduct their own research and consult a SEBI-registered investment adviser before making any investment decision.

Jurisdiction

This website is intended for residents of India. Visitors accessing this website from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.

Contact

For any questions regarding this disclaimer, use the contact form on this website.